Stanbic IBTC Holdings PLC is a full service financial services group with a clear focus on three main business pillars – Corporate and Investment Banking, Personal and Business Banking and Wealth Management. Stanbic IBTC Bank legally became part of Standard Bank Group 24th August 2007. The Standard Bank Group merged its Nigerian operations.
Business Banker – Edo
- Job Type Full Time
- Qualification BA/BSc/HND
- Experience 2 years
- Location Edo
- Job Field Banking
Job ID: 48463
Job Sector: Banking
- Retail & Business Banking
- To manage and optimize value from a portfolio of SME customers
- Promote and sell a range of appropriate products and solutions that meet the financial needs of small and medium business customers.
- Selling includes acquiring and opening new business accounts (walk-in customers and customers pro-actively approached in the local market area)
- Cross-selling additional products & services to existing customers (walk-in customers, during pro-active telephone conversations).
- Identify sales leads for associate company stakeholders e.g. Vehicle and Asset Finance; Electronic Banking; Trade; Global Markets; etc.
- Mine existing customer data to identify expansion and/or additional business opportunities.
- Identify opportunities to migrate top-end customers to Commercial Banking.
- Providing a central (information/ query handling) service point for a portfolio of SME customers. .
- Ensure KYC documentation, regulatory compliance and control is adhered to
Preferred Qualification and Experience
- Bachelors Degree in any related field
- Min 2 years of Business Banking Sales experience
Knowledge / Technical Skills / Expertise:
- Basic Financial Analysis – Ability to interpret income statement, balance sheet, cash flow statement and financial ratios.
- Business acumen – Ability to spot opportunities and optimize revenue generation for the business
- A thorough knowledge of standardised business banking transactional products and other core products relevant to small business enterprises.
- A good working knowledge and understanding of behavioural credit scoring principles and practices, including an understanding of all SME product programs
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